Home screen widget
Add the Android widget to see your account balances at a glance. Tap it and you land directly in your register. Choose which account and balance types appear in settings.
What Cashflow does
The boring fundamentals of a check register, done with care.
A short tour of the things Cashflow gets right. None of this is novel — it's multiple accounts, three balance types, scheduled bills, and backups you can actually trust. Quiet software for keeping your money straight.
Get it onGoogle Play
iOS — coming soon
The register
The check register, alive again
Every transaction carries its running balance the moment it posts. The list scrolls fast, search finds what you remember, and the figures stay exact — 5,700.00 → 4,050.00 → 3,931.58 → 3,843.97 → 3,839.22, to the cent.
Current
Everything you've entered.
Cleared
What your bank has confirmed.
Ending
Where you'll land once pending items post.
Three balances, to the cent
The number you need, when you need it
Cashflow tracks three balances on every account so you always know where you truly stand. Here's how it reads on a real ledger.
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Current
Everything you've entered — your live position. Everyday Checking sits at $6,907.22.
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Cleared
Only what the bank has confirmed. The register footer reports Cleared / Total at $6,907.22 once everything has posted.
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Ending
Where you'll land once pending items clear. Across accounts the roll-up totals $18,143.33.
Accounts
Multiple accounts, one ledger
Track checking, savings, credit cards, and cash side by side. Cash Wallet $178.00, Emergency Savings $10,518.33, Everyday Checking $6,907.22, Travel Credit Card $539.78 — rolled up to $18,143.33 without leaving the register behind.
- Linked transfers. Money moved between accounts posts as a single linked pair — change the amount in one place and the other updates with it.
- Per-account running balances. Every account carries its own current, cleared, and ending totals.
- A roll-up you don't have to chase. The dashboard sums everything up in one calm view.
Scheduled transactions
Bills that post themselves
Set up rent, the electric bill, the streaming subscription you keep meaning to cancel. Cashflow keeps the series running and posts each occurrence into the register on its date.
- Edit one, or edit all. Bump a single month's payment by editing just that occurrence. Got a permanent raise? Edit the series.
- Skipping doesn't break the rest. Drop one instance and the series carries on undisturbed.
- The question is asked clearly. The decision is yours every time — Cashflow never guesses on your behalf.
Backup & restore
Your data, encrypted and yours
Export a full backup to your device, or turn on Cloud Backup — an end-to-end-encrypted copy unlocked by a backup password only you know.
- End-to-end encrypted. Cloud Backup is sealed on your device before it ever leaves. We store only an opaque blob — we can't read it.
- Restore by re-entering your password. Recover on the same device by entering your backup password. There's no live cross-device sign-in — you bring the backup and the password.
- Documented step by step. The full flow is written out so nothing is guesswork.
Only you hold the key — if you lose your backup password, we can't recover it for you.
True end-to-end encryption
Your backup is encrypted on your device with your password before upload. We never hold the key and there is no live cross-device sign-in — restore is bringing your backup and password to the app.
And the rest
Small details that add up
The quiet conveniences that make Cashflow feel built for everyday use.
Search that finds it
The transaction list scrolls fast and search finds what you remember — payees, amounts, notes — so a transaction from months ago is seconds away.
Local-first by design
Your ledger lives on your device. Cashflow works offline, opens instantly, and never depends on a server to track your money. No bank linking, ever.
Editions
Free vs Paid
Same core check register in both. The Paid edition removes ads and supports continued development — not gating the fundamentals.
| Feature | Free | Paid |
|---|---|---|
| Multiple accounts & one ledger | ||
| Three balance types (current, cleared, ending) | ||
| Scheduled transactions | ||
| Backup & restore (incl. end-to-end-encrypted Cloud Backup) | ||
| Home screen widget | ||
| Ad-free experience | ad-supported | |
| Supports continued development | via ads |
Ready when you are
Bring the calm to your check register.
Free on Android today — iOS coming soon.