Where are my backups stored?

Backups are saved as a local file on your device. If you’re signed in to Dropbox in Settings → Backup and the Store in Dropbox toggle is on, a copy is also sent to your Dropbox account.

If you turn on Cloud Backup by signing in with a Cashflow account, an end-to-end-encrypted copy is also kept on our servers, locked by a backup password only you know (we never receive that password, so we cannot read it). To restore on a brand-new phone you sign in with the same account and enter your backup password — see Cloud Backup.

On Android, local backups are scoped to the app — uninstalling Cashflow removes them. If you only keep local copies, sign in to Dropbox before you reinstall or migrate to a new phone, otherwise the backup goes with the app.